Buying

BUYER SERVICE PLEDGE

As an independently owned and operated office, we are dedicated to providing you with service that is professional, courteous, and responsive in helping you find a property. To fulfill this commitment, we agree to provide you with the following services.

1.   Dedicate myself to making the process of buying your home as easy and as successful as possible.
2.   Respect you, your needs and be honest and forthright.
3.   Hold your best interests in the highest regard throughout the process.
4.   Value and respect your time, being as efficient and effective as possible.
5.   Understand your needs and respond quickly.
6.   Consult with you to determine your particular real estate wants and needs.
7.   Use my base of experience, knowledge, tools, and the most up-to-date training to best serve you.
8.   Explain each step of the process and act as a guide to help you make the most informed decisions.
9.   Disclose material facts known about the property and respond to questions concerning the property.
10.   Help determine your purchasing power, while explaining alternative methods of purchasing and/or financing.
11.   Provide an action plan for locating the right property, at the right price and terms, in an acceptable time frame.
12.   To the best of my ability, continuously show you new properties that fit your needs.
13.   Provide a Customized Home Search Plan for locating the right property for you, only showing you properties that will best meet your needs and in accordance with Fair Housing regulations and ethical real estate practices.
14.   Use the most comprehensive database of listings in the area, to help you find the home that best meets your needs, whether that may be the Multiple Listing Service and/or other methods.
15.   Provide
16.   Show your property to pre-qualified buyers.
17.   Submit to you all written offers, assist with negotiations, and provide as estimate of your net sales proceeds, so you understand all implications prior to any acceptance.
18.   Upon acceptance of an offer to you, pre-settlement (escrow) activities throughout the closing process will be monitored as permitted by law or local practices.
19.   Assist you in finding your next home, or offer to refer you to another office in another location.

Let me help you every step of the way. When purchasing a home, you are faced with a multitude of decisions! The primary one is whether you are actually prepared to purchase a home. Locating the perfect home is not always an easy task, and obtaining a mortgage loan can be a complex and tiring process. Although, once you have determined that you are ready to move forward with the required effort towards your home-purchasing goal, the rewards are unquestionable.

While at your side each step of the way, I will make the process of purchasing a home easier, more enjoyable, less time-consuming, and less expensive than if you undertook this challenge on your own. will help you prepare so that sellers perceive you as a preferred buyer, help you locate and assess properties for sale that match your specifications, and help you through the myriad of details attending the actual purchase.

I am always familiar with the current homes on the market, and I know neighborhood values well, so I can help you determine which properties are fairly-priced and in good condition before you start your search.

Your First Step

Your first step to buying a home is to first ask yourself why you want to buy a home: to stop paying rent? To start building equity? To have a place of your own? To raise a family? To entertain business associates? To move up to a bigger house? Next, list what kind of home you'd like and where you would like to be. Be specific. Separate the "must haves" from the "want to haves."

Think of yourself as zeroing in on a target, going from the general to the specific. Consider area (city, suburban neighborhood, country); community (north, south, east, or west side); neighborhood (older and settled or sparkling new; a particular school zone; recreational facilities; and other community services such as transportation, day care, library, stores, entertainment). Ask yourself how many minutes you are willing to commute to work.

Think about home styles. How much space do you need? Does your situation require a one-level home, or are stairs acceptable? Consider size and kind of property. Do you want a newer home, or maybe an older one to fix up? Someday you or your heirs will want to sell. Consider how long you expect to live in this particular home.

Your Next Step: Loan Pre-Qualification

Once you have addressed the above needs, your next step in the purchasing process is to get pre-qualified with a mortgage company. This can be done over the phone or even online in a matter of minutes.

Call me and I will refer you to a mortgage professional that has an excellent reputation and track record for successfully acquiring loan approval for his/her clients.

I Will Find The Right Homes For You

Once you've been pre-qualified and know what price range you want to stay in, I can help you determine which properties fit your needs by using the (MLS) Multiple Listing Service system to locate them.

I have the best possible resources and communication systems available today to help you locate the homes on the market that match your specifications. You can even search my listings here at my website.

I Will Help You Every Step Of The Way

I will help you complete your financing and inspections, and close on the transaction. My top priority is to make sure that your home buying experience is pleasant, cost-efficient, and successful.